Cowork Cost Calculator
GA Jun 2026Estimates Microsoft Copilot Cowork's task-based usage cost in Copilot Credits ($0.01/credit, requires a Copilot license per user), then compares pay-as-you-go vs the P3 pre-purchase plan. Licensing & agent costs live in the Licensing & Credits tab.
Usage Profile
100
8 tasks
21 days
Task mix
60%
30%
10%
Credits per task (editable)
Model
Credits / month
1,432,200
Avg credits / task
85
PAYG / month
$14,322
Cost / user / mo
$143
Pay-as-you-go vs P3 pre-purchase (annual)
PAYG / yr
$171,864
P3 / yr (−15%)
$146,084
Annual savings
$25,780
Recommended: P3 pre-purchase — saves $25,780/yr at this volume. P3 commits ~171,864 commit units (≈ annual retail USD) up front for a 15% discount; unused credits expire at term end and overage falls back to PAYG. Credits-per-task & model multipliers are editable estimates — see NOTES.md.